Terms & Conditions

Effective Date: June 7, 2025

These Terms and Conditions (“Terms”) govern your access to and use of the services provided by AI on Stocks (“we,” “our,” or “us”), a company dedicated to transforming the landscape of algorithmic trading through intelligent design, expert development, and an unwavering commitment to client success. We specialize in providing custom-built automated trading systems and related AI solutions.

By engaging our services, accessing our website, or otherwise interacting with us, you (“Client,” “you,” or “your”) agree to be bound by these Terms, our Privacy Policy, and any other agreements or policies referenced herein. If you do not agree to these Terms, you may not use our services.

  1. Definitions
  • “Services”: Refers to the custom-built automated trading systems, AI model development, consulting, support, and other related services provided by AI on Stocks as detailed in a mutually agreed upon Scope of Work or Service Agreement.
  • “Automated Trading System” or “ATS”: Refers to the software or algorithms developed by AI on Stocks designed to execute trades in financial markets based on predefined rules, strategies, and/or AI models.
  • “Client Data”: Any data, information, or content provided by the Client to AI on Stocks for the purpose of developing or operating the Services, including but not limited to trading strategies, historical market data, or account credentials (where applicable and securely managed).
  • “Intellectual Property Rights”: Means all intellectual property rights, including copyrights, patents, trademarks, trade secrets, and any other proprietary rights throughout the world.
  • “Confidential Information”: Any non-public information, whether commercial, financial, technical, or otherwise, disclosed by one party to the other party, which is designated as confidential or which, by its nature, would reasonably be understood to be confidential.
  • “Scope of Work” or “SOW”: A separate document or agreement that outlines the specific Services to be provided, project deliverables, timelines, pricing, and other project-specific details.
  1. Provision of Services

2.1. Custom Software Development: AI on Stocks will develop custom-built ATS and AI solutions based on the Client’s specific requirements as outlined in a mutually agreed upon SOW. All development will be performed with reasonable care and skill.

2.2. Consulting and Support: We may provide consulting services related to trading strategy development, AI model integration, and ongoing technical support for the ATS, as defined in an SOW.

2.3. No Financial Advice: AI on Stocks is a software development and consulting company. We do not provide financial advice, investment advice, or act as a broker-dealer. Our Services are solely for the development and implementation of automated trading software, which is a tool to assist the Client in their own trading activities. The Client acknowledges and agrees that all trading decisions are their sole responsibility.

2.4. Market Risk: The Client understands and acknowledges that trading in financial markets involves substantial risk of loss, and past performance of any trading system or strategy is not indicative of future results. AI on Stocks makes no representations, warranties, or guarantees regarding any specific trading results, profits, or losses.

  1. Client Obligations

3.1. Information and Cooperation: The Client agrees to provide all necessary information, access, and cooperation required by AI on Stocks to perform the Services, including timely feedback, data, and access to necessary systems or platforms (under appropriate security measures).

3.2. Accuracy of Information: The Client represents and warrants that all information provided to AI on Stocks is accurate, complete, and up-to-date.

3.3. Lawful Use: The Client agrees to use the Services only for lawful purposes and in compliance with all applicable laws, regulations, and financial market rules. The Client is solely responsible for ensuring that their trading activities comply with all relevant legal and regulatory requirements in their jurisdiction.

3.4. Security: The Client is responsible for maintaining the confidentiality of any access credentials, API keys, or other security information related to their trading accounts and the ATS. AI on Stocks will implement reasonable security measures but is not responsible for losses due to the Client’s failure to maintain security.

3.5. Risk Acknowledgment: The Client explicitly acknowledges and accepts the inherent risks associated with automated trading, including but not limited to technical malfunctions, connectivity issues, market volatility, regulatory changes, and strategy performance deviations.

  1. Payment Terms

4.1. Fees: The Client agrees to pay AI on Stocks the fees as set forth in the applicable SOW or service agreement. 4.2. Invoicing and Payment: Invoices will be issued according to the payment schedule outlined in the SOW. Payments are due within [Number] days of the invoice date unless otherwise specified. 4.3. Late Payments: Late payments may incur interest charges at a rate of [Percentage]% per month or the maximum rate permitted by law, whichever is lower. 4.4. Taxes: All fees are exclusive of applicable taxes (e.g., VAT, sales tax), which will be added to the invoice where required by law.

  1. Intellectual Property

5.1. Client Ownership: The Client retains ownership of any Client Data, trading strategies, or pre-existing intellectual property provided to AI on Stocks. 5.2. AI on Stocks Ownership: Unless otherwise explicitly agreed upon in a specific SOW which grants a different licensing arrangement, AI on Stocks retains all Intellectual Property Rights in and to the Services, including the underlying software, algorithms, AI models, methodologies, and documentation developed by us. Upon full payment for the Services, AI on Stocks grants the Client a non-exclusive, non-transferable, limited license to use the specific ATS developed for the Client solely for the Client’s internal trading purposes, as defined in the SOW. 5.3. Improvements: Any improvements, modifications, or derivatives of the Services developed by AI on Stocks, even if based on Client feedback, shall remain the sole property of AI on Stocks.

  1. Confidentiality

6.1. Both parties agree to keep all Confidential Information of the other party secret and confidential and not to use or disclose such Confidential Information to any third party, except as necessary to perform these Terms, or as required by law. 6.2. This obligation of confidentiality shall survive the termination of these Terms.

  1. Disclaimers

7.1. NO GUARANTEE OF PROFIT: AI ON STOCKS DOES NOT GUARANTEE OR WARRANT THAT THE USE OF ITS SERVICES, INCLUDING ANY AUTOMATED TRADING SYSTEM, WILL GENERATE PROFITS OR PREVENT LOSSES. TRADING IN FINANCIAL MARKETS CARRIES SIGNIFICANT RISK. 7.2. NO FINANCIAL ADVICE: THE SERVICES ARE PROVIDED FOR SOFTWARE DEVELOPMENT AND IMPLEMENTATION PURPOSES ONLY AND DO NOT CONSTITUTE FINANCIAL, INVESTMENT, LEGAL, TAX, OR ANY OTHER PROFESSIONAL ADVICE. CLIENT IS SOLELY RESPONSIBLE FOR THEIR TRADING DECISIONS AND THE RESULTS THEREOF. 7.3. “AS IS” BASIS: THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. 7.4. NO INTERRUPTIONS: AI ON STOCKS DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

  1. Limitation of Liability

8.1. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL AI ON STOCKS, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, THE SERVICES. 8.2. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AI ON STOCKS’S TOTAL AGGREGATE LIABILITY TO THE CLIENT FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES, REGARDLESS OF THE FORM OF ACTION, IS LIMITED TO THE AMOUNT PAID BY THE CLIENT TO AI ON STOCKS FOR THE SPECIFIC SERVICES GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.

  1. Indemnification

The Client agrees to indemnify, defend, and hold harmless AI on Stocks, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from or relating to:

  • Your use of the Services;
  • Your breach of these Terms;
  • Your violation of any applicable laws or regulations;
  • Your actual trading activities or any losses incurred therefrom;
  • Any claim that Client Data infringes the Intellectual Property Rights of a third party.
  1. Termination

10.1. Termination for Convenience: Either party may terminate these Terms or any SOW for convenience by providing [Number] days’ written notice to the other party, subject to any outstanding payment obligations for Services rendered. 10.2. Termination for Cause: Either party may terminate these Terms or any SOW with immediate effect if the other party materially breaches these Terms and fails to cure such breach within [Number] days of receiving written notice thereof. 10.3. Effect of Termination: Upon termination, the Client’s right to use the Services shall cease. Any provisions of these Terms which by their nature should survive termination (including, without limitation, payment obligations, disclaimers, limitation of liability, confidentiality, and intellectual property) shall remain in full force and effect.

  1. Governing Law and Dispute Resolution

11.1. Governing Law: These Terms shall be governed by and construed in accordance with the laws of [England and Wales / New York (for US focus) – Choose one or specify based on primary legal entity location and client base], without regard to its conflict of laws principles. 11.2. Arbitration (Optional – Consider for B2B): Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be settled by arbitration in accordance with the rules of [e.g., London Court of International Arbitration (LCIA) / American Arbitration Association (AAA)] by a single arbitrator appointed in accordance with said rules. The arbitration shall take place in [City, Country – e.g., London, UK / New York, USA]. The language of the arbitration shall be English. 11.3. Jurisdiction (If Arbitration not chosen): Subject to the above, the parties irrevocably submit to the exclusive jurisdiction of the courts located in [England and Wales / New York – Matches Governing Law] for any action or proceeding arising out of or relating to these Terms.

  1. Force Majeure

Neither party shall be liable for any delay or failure in performance of its obligations under these Terms caused by events beyond its reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

  1. Miscellaneous

13.1. Entire Agreement: These Terms, together with any applicable SOWs and our Privacy Policy, constitute the entire agreement between you and AI on Stocks concerning the Services and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and AI on Stocks. 13.2. Severability: If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect and enforceable. 13.3. Waiver: No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and AI on Stocks’s failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision. 13.4. Assignment: You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign or transfer our rights and obligations under these Terms without restriction. 13.5. Headings: The headings in these Terms are for convenience only and shall not affect their interpretation.

  1. Contact Us

If you have any questions or concerns about these Terms, please contact us: support@aionstocks.com